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Safe Insure Plus, LLC

2105 S. Elliott
Pryor, OK 74361

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Why is home insurance so important?

Owning a home in the Pryor, OK area can be a great long-term investment option. When you are looking for a new home, you need to make sure that you keep your property properly protected by insurance. There are several reasons why having home insurance is so important to you.

Protects Your Asset

Your home is the most significant and valuable investment that you will ever own. If you have home insurance in place, you will be helping to protect your insurance from unforeseen issues including fire, weather damage, theft, and vandalism. If you do not have home insurance in place, you will have to come out of pocket to make any repairs associated with these damages.

Gives Liability Protection

Those that have home insurance will also receive some very important liability coverage. If you own a property, you could be found liable if someone is injured while they are on your property. In these situations, your home insurance policy will give you liability protection in the event you are found to be at fault for an accident.

Ensures Compliance

Finally, you likely will be required by your mortgage lender and any condo association you are a member of to carry home insurance at all times. If you do not carry home insurance in these situations, you could be in violation of these agreements. This could result in penalties and other negative actions. 

Having insurance on your property is extremely important. If you are looking for a new home insurance policy, you should speak with the team at Safe Insure Plus LLC to discuss your needs. The team at Safe Insure Plus LLC could help Pryor, OK area homeowners get into a policy that provides them with the right type and level of coverage.

What Are the Components of a Basic Home Insurance Policy in the State of Oklahoma

We want you to feel safe in your home. So why not insure your home with Safe Insure Plus, LLC located in Pryor, OK. Simply stated, we know home insurance and we know Oklahoma. Read on to learn the basics plus a few things that Oklahomans have to specifically be on the lookout for.

  • A Basic Policy
  • Principle Property Coverage– The residence, related private structures, and personal property items
  • Additional Living Costs– If you must find other housing while your home is repaired
  • Incidental Property Coverage
  • Liability Coverage
  • Incidental Liability Coverage

An insurance policy runs several pages with clauses, exceptions, and inclusions galore. We make all of that simple so you can feel confident in your agency. As with any insurance policy, there are many nuances to this basic level of insurance of which we are well-acquainted with at Safe Insure Plus, LLC. Our agents are here to provide you with the service you need to become educated on the topics that may plague your home.

Our homeowners also have to face bouts of severe weather on a frequent basis. Among the culprits are hail, high winds, tornadoes, and wildfires. Unfortunately, not many Oklahomans are taking advantage of the benefits that home insurance can provide. In Pryor, OK and across our entire state, there are additional issues we contend with as Oklahomans. For more examples of how home insurance can benefit you, give us a call today to learn how we can keep you covered.