Spring is just around the corner, and Safe Insure Plus, LLC in Pryor, OK wants the fisherman of Oklahoma to know that, if their watercraft is uninsured, we offer boat/watercraft insurance policies to protect their investment from the dangers of the rivers and lakes.
Here are five reasons why you should have boat insurance:
1. Liability is expensive
On the off chance that your vessel causes harm to another, you know immediately that the most significant dangers are the costs of medical bills and lawsuits. Nonetheless, consider what happens if a visitor slips and falls on board the vessel or is harmed from crashing into another boat?Without watercraft protection, you would be responsible for hospital expenses and individual obligation in sums significantly more prominent than the watercraft’s value. This is reason enough to keep up no less than a reliable liability policy.
2. Coverage for Bodily Injury
Whenever large objects crash at certain speeds, an injury is bound to happen. Boat insurance reaches out to incorporate coverage for treatment and hospitalization in response to an incident that results in bodily injury. Specific policy options will even cover lost wages for work. A conventional approach can transform a calamitous misfortune into a slight burden, which is another advantage to having watercraft protection.
3. Insurance against Robbery
If your boat is stolen, Safe Insure Plus, LLC ascertains that you have been repaid for the estimated value of the watercraft. Robbery can happen even from the water, and we need to ensure that your craft is covered in the event of such a misfortune.
4. Uninsured Boater Coverage
There is a real possibility that you may be involved in a collision with another boater who does not have insurance for their watercraft. If this is the case, you may find your self paying for someone else’s negligence. This type of coverage can pay for the mistakes of others, without insurance, to cover your boat.
5. Total Replacement
If your watercraft sinks or has damages as a result of collision or fire which are unrepairable, a boat insurance and watercraft policy can possibly replace the value your boat was worth at the time of the incident. The value is determined by your agent and you upon purchase of your policy.
Give us a call or visit our offices in Pryor, OK to receive a quote and learn more about what a boat/watercraft insurance policy can do for you.