All who wish to operate a motor vehicle in the Pryor, OK must possess an active driver’s license. This is not the only requirement for legally operating cars, trucks, vans, and motorcycles in the state of Oklahoma. Most drivers must also carry an auto insurance policy. Here are some things you should know about insuring your vehicle in Oklahoma.
Auto insurance providers in Oklahoma are required to offer drivers uninsured motorist coverage. If your vehicle is damaged by another driver and that driver doesn’t have insurance, an uninsured motorist clause would pay for any injuries sustained by you, family members, or passengers who are using the vehicle at the time of the accident. This coverage is elective but highly recommended.
- Your liability insurance does not cover repairs to your vehicle. Damage to your vehicle is paid for under your collision policy. For this reason, the experts at Safe Insure Plus, LLC suggest that all auto insurance subscribers add optional collision coverage to their policies. This policy applies to individual drivers. In a family, each member needs individual coverage for full protection.
- Customized cars can be covered too. This coverage includes work done to accommodate physical handicaps and cosmetic applications. An additional endorsement is needed to secure this coverage, or your policy will only cover the cost of the stock version of your vehicle.
- If items come up missing from your car, your auto insurance policy is unlikely to pay for replacements. These would be covered by your home or renter’s insurance policies. Check with your insurance agent for details on what policies apply to your belongings.
Safe Insure Plus, LLC serves the auto insurance needs of businesses and residents in the Pryor, OK area. Contact our friendly representatives to learn more about protecting your property and life with customized auto insurance.