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Safe Insure Plus, LLC

2105 S. Elliott
Pryor, OK 74361

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Oklahoma Auto insurance coverage

Pros And Cons Of Equine Insurance

The agents of Safe Insure Plus, LLC in Pryor OK are your go-to resource for Equine Insurance. The pros and cons of equine Insurance depend upon some variables such as whether:

  • the horse is an investment, such as a racehorse
  • it is used for pleasure, as a pet
  • it is an intricate part of your business, such as farming 
  • it is used for commercial purposes, as a taxi service for special events which contributes to the ambiance of an urban environment
  • the horse is used for transportation for governmental services for the military or the police

The extent and type of insurance options will determine the cost of the insurance in the relationship to the financial value of the horse. The horse has its unique liability issues for it can weigh up to 1200 lbs which are second to the weight of a Volkswagen. A liability policy is essential for horses that are employed in any activity.

How we can help

The Safe Insure Plus, LLC agents will help its customer concerning which options should be included. The danger is to either underinsure or overinsure the horse. The owner has no perspective and must depend on the excellent advice and experience of the agent. 

For instance, the thoroughbred racehorse should be covered for mortality and any significant medical problems, including a surgical policy, in the same manner of life and health insurance for people. For example, a common problem in a horse that may require surgy is colic. The rate will depend on the horse’s current value, sex, age, discipline, and breed. A client may decide to commit to a racehorse on the price of the policy itself which is considered a significant con. The value of a thoroughbred will depend upon the:

  • Purchase price
  • Training
  • Competition records
  • Breeding record
  • Appraisals
  • Market comparison

The agents of Safe Insure Plus, LLC in Pryor, OK will guide you through the process of choosing the best Equine Insurance policy. Please call for more information.