Getting into an accident is a scary, frustrating and expensive life event. Oklahoma is an ‘at fault’ state meaning that when there is an accident, the person who caused the wreck is responsible for repairs and medical bills of the injured person. This straightforward situation becomes more complicated when the person who is at fault is uninsured or underinsured. The team at Safe Insure Plus LLC helps drivers in the Pryor, OK area get the coverage they need to protect themselves from uninsured drivers.
If you are in an accident caused by an uninsured motorist, you can try to file a claim with your insurance company but some won’t cover it. Another option is to sue the motorist who caused the accident. However, if they do not have insurance or are uninsured, they most likely have few assets so being reimbursed for repairs or medical expenses isn’t likely. Another option is to add on uninsured/underinsured motorist coverage before an accident ever happens. This will slightly increase your rates but give you peace of mind when you are out on the road. It will also give you the ability to take care of your medical bills and repair expenses if you are in an accident with an uninsured driver.
Deciding whether or not to include uninsured/underinsured motorist coverage is a decision each driver needs to make themselves. Statistics show, though, that the average rate of uninsured drivers is one in seven. The agents at Safe Insure Plus LLC work with drivers in the Pryor, OK area to help them understand what their insurance options are. Go online for information to get started. When you’re ready, come by for a visit to discuss your insurance needs. Getting into a wreck with an uninsured motorist can create problems. Get covered today!