Renters insurance is for people who rent it is like homeowners’ insurance but not the same. Whether you are getting your first rental or are moving and need renters’ insurance Safe Insure Plus LLC in Pryor, OK can answer your questions.
What Does Renter’s Insurance Cover?
Renter’s insurance covers all your personal items (property) if it is stolen or damaged for example if a robber breaks into your apartment or house and steals all your stuff you are responsible not your landlord. The only time the landlord would be responsible is if he/she did not provide locks for your windows and doors or if they had been working in your home and forgot to lock up after they left.
Your renter’s insurance covers the cost of your lost belongings. If the home you are renting is vandalized, has a fire, or Mother’ Nature damages your things again they are covered under your insurance policy.
Renters Insurance Covers Your Belongings Anywhere
That may not make much sense but what it means is simple if you take your laptop or any personal belonging anywhere with you even on vacation your things are still covered under your insurance policy. Things you may leave outside such as a bike if it is stolen from your home or the library that is also covered.
Your renter’s insurance is always with you regardless of where you go. If you go shopping with a friend and knock over a display case your insurance may pay for the damage, depending on what you have in your policy.
Renters Insurance & Damage You Cause
If you cause damage to the home you’re renting such as spilled juice or wine on the carpet that won’t come out or a hole in the wall from a doorknob etc. your renter’s insurance will also cover those things.
If you still have questions about renters’ insurance or need a policy call Safe Insure Plus LLC in Pryor, OK today our agents are more than happy to assist you with all your needs.